| Dinghies are small racing yachts which can be quite | | | | good third party cover and quick claims. If you are |
| expensive. If you are a racing enthusiast, you know | | | | planning to take your dinghy for a long spin, make sure |
| how prone to damage your dinghy is when you are | | | | that you do not get your vessel afloat without proper |
| sailing it in a competition or a racing event. If your | | | | liability insurance. |
| dinghy gets damaged in a racing event, the expenses | | | | If you take your boat afloat only during specific times |
| incurred in repairing the vessel may leave a gaping | | | | of the year, you could insist on an insurance plan with |
| hole in your pocket. | | | | a laid up period. This means that you pay a lower |
| To prevent unnecessary expenses from damages or | | | | premium, taking into account only those days for the |
| loss of your dinghy, a dinghy insurance policy is a must. | | | | insurance premium when you take your dinghy afloat. |
| In fact, a good dinghy insurance plan will not only cover | | | | Your dinghy insurance depends to a large extent on |
| your vessel against theft and accidental damage, but | | | | what you use your dinghy for. If you use the dinghy for |
| also against malicious damage as well as vandalism. | | | | off shore racing and club racing, you should get dinghy |
| Dinghy insurance is very different from the regular | | | | insurance that covers those things as well. A new for |
| boat insurance plans since these give you full cover | | | | old cover is also something that many insurance |
| against racing risks. Other than policy excess, which is | | | | providers offer, so this is something that you may |
| the minimum amount of expense below which the | | | | want to look at. |
| policy does not give you a claim, you also have cover | | | | This cover allows you to replace damaged or old |
| against damage to the sails and spars received during | | | | items with new ones. Some companies offer you the |
| racing. Choose a dinghy insurance provider that does | | | | full replacement charges, while others would take into |
| not charge extra for racing covers. | | | | consideration the age and the current value of the part |
| For a comprehensive dinghy insurance cover, make | | | | of the dinghy that you are planning to get replaced. |
| sure that you have cover all through the year and that | | | | Also pay special attention to policy excess and |
| transit risks are also covered in the insurance policy. | | | | underwater machinery cover. |
| Always opt for reputed companies that give you a | | | | |