Marine Insurance - Charterer's Liability Insurance News

->called a Charter-party (A charter-party is a contract
International trade in some specialised and bulkby which all or part of a ship is let for a specified
commodities is often conducted using chartered (hired)voyage or a specified time). The Charter-party will set
vessels which allows for greater flexibility and controlout the responsibilities of charterer and vessel owner
of the trade chain to both seller and buyer.and will often take the form of a standard document
Most vessels will be chartered by one of threeestablished for a specific trade by a Trade
principle methods:Association. Examples of these are:
- "Voyage" - hire of the vessel for a particular voyage.HeavyCon - a voyage contract for heavy lift cargo.
- "Time" - hire of a vessel for a specified periodGenTime - a time contract for general cargo.
- "Bareboat" or "Demise" hire - taking over and runningTypical risks faced by a charterer will include:
the vessel as if owned.Damage to the vessel caused by cargo handling
This bulletin introduces some of the insurance issues(stevedores), unsafe berths/ports and bad bunkers
relating to Voyage and Time Charters Liability and also(fuel).
highlights the principal difference to Bareboat Charters.Loss or damage to third party cargo or property
Voyage and Time ChartersOil pollution
Chartering a vessel for a voyage, series of voyagesThird party bodily injury
or a specified period of time is a common practice inThe charter-party document and any additional
some of the specialised (e.g. Project Cargo) and bulkclauses (riders) or amendments are critical
cargo trades (e.g. Grain, Fertiliser and Minerals). Vesselcomponents in the risk assessment process for all
chartering allows flexibility in the type and size ofCharterers Liability Risks.
vessel to be used, timing and availability, and theBareboat Charters
variety of ports which may be accessed.This type of charter can differ from Voyage/Time
The exposure of a charterer will usually be that ofcharters because the charterer usually takes over the
liability under the contractual relationship with thecomplete control of the vessel as opposed to hiring
shipowner. This contractual liability is established by thethe vessel with the owners crew.
mutual agreement of the parties under a document